Corporate - Spring Financial Group

Corporate

Goals, Plans, Action

At Spring Financial Group we’ve created a company structure and assembled a team of individuals who not only possess industry and technical experience to help you achieve your goals but who passionately share our philosophy that great financial planning is founded on you and your goals.

Our broad experience and expertise includes specialisation in residential property and the growing area of self-managed superannuation.

Take the time to browse these pages or contact us to learn more about our company, our people, and our philosophy of a fresh approach to financial services founded on Goals; Plans; and Action.

Our Services

Spring FG Limited

Spring FG Limited (ASX:SFL)

ABN  87 169 037 058

Spring FG Limited is an ASX-listed (ASX code: SFL) diversified financial services company with products and services encompassing financial planning and investment advice; insurance and superannuation; finance; and tax & accounting services. Spring FG’s advice and product offerings are broad and include a specialisation in the high-growth markets of self-managed superannuation funds (SMSFs); and direct and SMSF residential real estate investment.

Spring FG Limited is the ultimate holding company of a group of operating subsidiaries known under the registered business name of Spring Financial Group.

An overview of the key group entities is included below.

Spring FG Wealth Pty Ltd

ABN 23 146 936 763 | AFSL 391655 

Spring FG Wealth Pty Ltd holds an Australian Financial Services Licence (AFSL 391655) which authorises financial advice and dealing activities of the group through its network of offices in Sydney, Melbourne, Brisbane and Canberra that deliver financial advice and solutions to retail and wholesale clients across a broad range of services; including superannuation investments, insurance, finance, equities, direct and SMSF residential and commercial properties.

Spring FG Realty Pty Ltd

ABN 16 150 134 946

Spring FG Realty is a licensed real estate company; with licences in New South Wales (1708663), Queensland (3510266), Victoria (074746L) and ACT (18401881). Its role in the group is to research and help identify residential property solutions for the group’s clients, applying stringent due diligence processes to ensure each property passes high standards in quality and fit clients’ overall financial and lifestyle objectives.

Wealth Today Pty Ltd

ABN 62 133 393 263 | AFSL 340289 

Wealth Today holds an Australian Financial Services license (340 263) which authorises financial advice and dealing activities of the group’s network of authorised representatives and corporate authorised representatives across Australia. Wealth Today ARs and CARs are independent business operators who provide a variety of financial services to a broad range of retail and wholesale clients including financial advice and solutions, superannuation, investments, insurance, finance, equities, and direct and SMSF residential and commercial properties.

Spring FG Accounting Pty Ltd

ABN 70 169 385 746

Spring FG Accounting has a team of highly qualified staff that provide a comprehensive range of accounting and taxation advice and solutions; including tax planning and structuring, preparation and lodgement of tax returns with the ATO, management and cashflow reporting, Corporations Act and ASIC compliance and lodgements. Spring FG Accounting is a registered tax agent and an SMSF specialist practice. Spring FG Accounting and can also assist with buying and selling businesses.

Spring FG Finance Pty Ltd

ABN 55 169 386 430 | Australian Credit Licence 493159

Spring FG Finance offers finance and mortgage advice services through agreements with various mortgage brokers and aggregators. The role of Spring FG Finance within the group is to assist with identifying the most suitable and competitive finance solutions for group clients, primarily for those funding the acquisition of investment properties. Whether it’s for a first home loan, an upgrade to the next home or a property investment Spring FG Finance can help. Its services include home loan solutions designed to suit a range of needs; providing a comprehensive service that includes doing the legwork to take the hassle out of finding the right loan, access to loans from all major lenders and the ability to compare hundreds of home loan products and rates.

Spring Equities

A division of Spring FG Wealth Pty Ltd

Spring Equities provides advice and deals in Australian equities; providing portfolios augmented with optional risk-mitigation and income strategies. Its role within the group is to provide equities execution services for group clients, providing portfolio services focusing on income, growth, indices or a mixed approach, as well as investor education on portfolios and strategies.

Spring FG Digital Pty Ltd and the Wealth Adviser library

Spring FG Digital is a 50%-owned joint-venture subsidiary with Informed Investor Pty Ltd. It operates the Group’s educational and market information websites Sharecafé and Sharescene. Sharecafé and Sharescene have more than 70,000 members and attract more than 7,000 unique visitors each day. Spring FG Digital is a corporate authorised representative of Spring FG Wealth authorised to provide general advice and information.

The group’s Wealth Adviser library publishes and distributes a range of more than 100 financial education eBooks that are available to subscribers at no charge and cover a broad range of financial planning, investment and tax & accounting subjects. Wealth Adviser has more than 80,000 subscribers to its eBooks.

Board

Spring FG’s Board comprises four members; two non-executive directors and two executive directors. The Board considers an independent director to be a non-executive director who is not a member of Spring FG’s management and who is free of any business or other relationship that could (or could reasonably be perceived to) materially interfere with the independent exercise of that Director’s judgement.

The Spring FG Board has extensive experience at senior executive and director level in financial planning, finance, property, equities and asset management in financial services and other highly-regulated industries. Corporately this experience extends to the areas of corporate governance, capital & debt markets and mergers & acquisitions, in both private and public company environments.

Guy Hedley – Chairman

Guy Hedley is a non-executive director and chairman of Spring FG Limited. Guy has a track record of success as a corporate executive in financial services. He was the founder and (for more than 10 years) head of Macquarie Private Bank in Australia and Asia and an executive director at Macquarie Group from 2002 to 2012.

Under Guy’s management, Macquarie Private Bank established itself as the leading private bank in the country. Guy is now the executive chairman of Atlas Advisors Australia as well as being an Advisory Board Member at China House and on the board of the Sydney Writers Festival and chairman of its Finance Committee. He holds an MBA (Exec.) from Australian Graduate School of Management and is a Master Stockbroker (SAA).

Guy sits on the Company’s Audit & Risk Committee and chairs the Remuneration & Nomination Committee.

Keith Cullen – Managing Director

Keith Cullen is the founder and managing director of Spring FG Limited and its subsidiary companies. He has extensive experience as a corporate executive, general manager and sales & marketing director in financial services, gaming & wagering and media. He also has considerable experience in capital and debt markets and in mergers and acquisitions.

From 1994 – 2006 he was a founding director and shareholder of eBet Limited (managing director, 1994-2004), an ASX-listed technology and gaming company with operations and offices in Australia, New Zealand, USA, Canada, and throughout Asia.

From 2004 – 2006 Keith was Group CEO of WPS Financial Group (now Anne Street Partners), a diversified financial services group offering financial planning, investment property, legal, risk management, accounting and mortgage brokerage services in offices across Australia.

Prior to 1994 Keith held senior management positions with Australian Radio Network and Wesgo Communications.

Keith sits on the Company’s Audit & Risk Committee and the Remuneration & Nomination Committee.

Chris Kelesis – Executive director

Chris Kelesis is a foundation shareholder and director of Spring FG Limited and its subsidiary companies and licensee-in-charge of Spring FG Realty Pty Ltd. As licensee of Spring FG Realty Pty Ltd, Chris heads the investment property analyst team, and holds primary responsibility for managing the Company’s relationships with major developers and property asset managers.

He is also responsible for overseeing investment property contract, settlement and asset agreement processes for Spring FG’s clients and assisting in the ongoing management of their property assets.

Chris is a licensed real estate agent (NSW, Queensland, Victoria and ACT) and a member of REI NSW and UDIA (Qld).

Chris is also an accomplished equities trader and technical analyst with more than 10 years’ experience as a private and wholesale client adviser in roles with Spring Equities, Ark Equities and the Rivkin Group.

Jeff Zulman – Non-executive director

Jeff Zulman is a non-executive director of Spring FG. Jeff has extensive experience at operational and board level with both private and public companies in financial services and technology. He also has extensive experience in corporate advisory including mergers and acquisitions.

Jeff is an executive director of Sydney-based corporate advisory firm, Coyne Holdings and is the founder and managing director of Book Buyers Brokerage Services Australia (BBBSA), a specialist mortgage and finance brokerage advisory business. He is also a councillor with Woollahra Municipal Council in Sydney’s eastern suburbs.

Previously Jeff held roles as CEO of mortgage aggregator Vow Financial and as the CEO of Beacon IT Group. He was also a non-executive director of ASX-listed eBet Limited for eight years to 2007.

He holds a BA Law (Witwatersrand) and Dip. Jurisprudence (Oxford). Jeff chairs the Company’s Audit & Risk Committee and sits on the Remuneration & Nomination Committee.

Ian Morgan – Company secretary Spring FG Limited

Ian Morgan is a Chartered Accountant and Chartered Company Secretary, with over 30 years’ experience. He holds a Bachelor of Business (NSW Institute of Technology), a Master of Commercial Law (Macquarie University), a Graduate Diploma of Applied Finance and Investment (Securities Institute), and is a Fellow of the Financial Services Institute of Australasia.

Executive
Team

Jack Standing – National Head – Advice Team

Jack Standing is the National Head of the Advice Team for Spring FG Wealth. His primary responsibilities cover advice and strategy development, adviser training and education as well as being a ‘responsible manager’ of the group’s AFSL.

Since joining the company in 2013, Jack has held a number of key roles that include Manager of the NSW advice team and Head of the Medical Professionals Specialist division with Spring FG Wealth. Having devoted close to a decade towards education and study in the areas of finance and economics, Jack has developed a sound technical understanding and extensive knowledge of financial markets and investments (in both property and equities).

He holds a Bachelor of Economics (Finance & Economics), an Advanced Diploma of Financial Planning and is an accredited Self-Managed Superannuation Fund specialist. Jack has an in-depth understanding of a very broad range of investments and strategies across all major asset classes, a broad knowledge base in strategy development, investment advice, retirement planning and superannuation focused on helping clients achieve their lifestyle and financial goals.

Janette Kelley – Head of Adviser Support – Wealth Today

Janette Kelley is the Head of Adviser Support for West Coast operations for Wealth Today. Her primary role is to guide new advisers with ongoing practice, business development and relationships as well as being a ‘responsible manager’ of the Wealth Today’s AFSL. Having more than 20 years of financial experience, she holds a Graduate Diploma of Financial Planning and is an FPA Allied Professional Affiliate.

Janette is dedicated to the support and development of Wealth Today authorised representatives and corporate authorised representatives by way of coaching and training in advice, technical strategy, business development, practice management and maintaining compliant processes.

Tim Suter – Head of Digital

Tim Suter is the Head of Digital of Spring FG Limited and its subsidiaries including Wealth Today.

Tim is responsible for developing and executing digital content and marketing strategies across the group including direct-to-consumer marketing, content and marketing for the group’s publishing initiatives, fintech services and its dealer group, Wealth Today.

Tim holds a Bachelor’s degree from the Australian Catholic University and has over 15 years expertise and experience in delivering end-to-end digital products and scaling and amplifying their success.

Tim was the Founder and Managing Director of Digifi Group which was acquired by Spring Financial Group in May 2015. Prior to Digifi he was the Managing Director of The Financial Arena which held an exclusive license with Southern Cross Equities to service, commercialise and distribute the firms’ research and highly influential equity market commentary to institutional and retail market participants. The digital platform, client base and license was integrated into Bell Financial Group as part of its acquisition of Southern Cross Equities in 2011.

Gunjan Sen – Group Financial Accountant

Gunjan Sen is the Groups Financial Accountant of Spring FG Limited and its subsidiaries including Wealth Today. Gunjan is primarily responsible for the financial and administrative areas of the company’s operations including accounts receivable, accounts payable and payroll teams, as well as the preparation and delivery of timely management accounting services to the executive and board.

Prior to joining Spring, Gunjan held senior roles at PricewaterhouseCoopers and more recently ReckonDocs. She is a qualified Chartered Accountant with more than 10 years’ experience in company administration and the provision and management of financial accounts.

Kevin McCrohan – Head of Finance

Kevin is the Head of Finance for the Spring Financial Group. His primary responsibility is to oversee the finance for all property purchases within and outside of Self-Managed fund property purchase as well as purchases in personal name and refinances of existing loan facilities. In addition, Kevin is the responsible manager for the Australian Credit Licence held by Spring Financial Group and oversees all of the operational aspects of Spring FG Finance, including sourcing funding for property finance.

Prior to this, Kevin was finance manager with the Prime Advisory Group, and prior to that was responsible for equipment, agricultural and commercial finance for the Alto Group in Sydney.

His expertise is to provide tailored finance for the individual needs for all Spring FG clients.

Kevin has a Bachelors in Communications as well as a Diploma in Finance (mortgage broking). He also is a market leader in all aspects of SMSF property finance.

Macleod Seyman – Manager of Associate Advisers

Macleod is the Manager of the Associate Advisers with Spring FG Wealth. His role is to oversee the plan preparation process including research, strategy drafting and document creation for clients. He holds a Masters in Professional Accounting and a Bachelor of Business – Economics and Finance.

Since joining Spring, Macleod has also completed a Diploma and Advanced Diploma of Financial Planning and become an “SMSF Specialist” accredited member of the SMSF Association. He consults with and helps to coordinate the efforts of the Advice Team at Spring. As such he has acquired extensive experience in SMSF advice, retirement strategy and tax planning. He is a strong believer in the benefits of receiving expert advice and strives to ensure the highest quality advice is delivered.

Senior
Management

Tony (Antonio) Pelosi – Senior Advisor, Head – Workplace Education Services, Strategy Management Team

Tony is a Senior Client Adviser and the Head of Workplace Education Services at Spring Financial Group. Having worked with the company for the better half of a decade, his ability to keep up with the most cutting-edge investments and strategies in the rapidly changing financial services sector is second to none. As such, he works closely with the strategy management team to provide ongoing advice to a segment of our clients.

He’s also found considerable success in his role as Head of Workplace Education Services where he is focused on providing tailored solutions to large corporates and SMEs that are designed to improve the financial well-being of their employees. This service has proven invaluable to the businesses that have engaged it and boosted workplace productivity considerably.

Tony holds a Diploma of Financial Services (DipFS) and an Advanced Diploma of Financial Planning (AdvDipFP). He is one of the Responsible Managers on the company’s Australian Financial Services Licence for both Spring & Wealth Today and is also a member of the group’s compliance committee.

Angelo Yao – State Manager – NSW

Angelo is the Manager of the NSW Advice team with Spring FG Wealth Pty Ltd. He has completed a Bachelor of Commerce as well as a Diploma of Financial Planning. Angelo gained his hands-on experience through Spring’s graduate recruitment program. This has given him a strong understanding of the value of tailored financial advice and how it can be applied to help Spring’s clients achieve their financial and lifestyle goals.

Since Angelo’s appointment as a Manager, he has been instrumental in passing his learnings onto his team including a focus on continual improvement and providing quality solution based advice. Angelo is goal orientated with a complete commitment to excellence and professionalism. His experience and education have given him an expansive knowledge base of financial markets and investments. He has come to abide by the philosophy that the cornerstone of providing exceptional financial advice is recognizing that each individual has a unique lifestyle and financial goals and situations.

Sunny Kang – Manager – Tax & Business Services

Sunny is the Manager of Spring FG Accounting Pty Ltd. Her primary responsibilities are delivery of accounting and taxation services including tax planning and structuring, the management of tax compliance, cashflow reporting and ASIC compliance for the group’s clients.

Sunny is a professional accountant with more than 10 years’ experience in business services, tax planning & advice and tax compliance work focusing on SMSF, small-to-medium sized businesses and high net worth individuals and families. Prior to joining Spring, she was a Senior Accountant specialising in servicing clients in the medical profession where she acquired extensive experience in high net worth individuals’ tax planning and structuring.

She holds a Masters of Taxation, a Bachelor of Commerce in Accounting (Honors), and a Diploma of Financial Planning. She is a Chartered Accountants ANZ (CA), Certified Practising Accountant (CPA), a Registered Tax Agent, and a SMSF Auditor.

Michael Pelosi – Senior Client Adviser, National Head – Strategy Management

Michael is a Senior Client Adviser and the National Head of Strategy Management at Spring Financial Group. Having worked continuously with Spring for almost a decade, he’s amassed a wealth of knowledge and lived experience in property, equity and fixed interest investments. His appointment to lead the Strategy Management team reflects his sharp acumen in all these areas of investment and his passion for achieving positive outcomes for our clients.

In addition to his overarching role as Head of Strategy Management, he also provides ongoing personal advice to various segments of our clients, with a focus on ensuring that they are maximising their financial wellbeing beyond traditional investments – such as in the areas of estate planning and insurance.

Michael holds an Advanced Diploma of Financial Planning (AdvDipFP). He is one of the Responsible Managers on the company’s Australian Financial Services Licence and is also a member of the group’s compliance committee.

Jamie Albanis – State Manager – VIC

Jamie is the Victorian State Manager for Spring FG Wealth Pty Ltd. He holds a Bachelor of Mechanical Engineering (Honours) as well as a Bachelor of Business (Finance) and Diploma of Financial Planning.

Prior to joining Spring, Jamie worked for 8 years delivering cost-saving solutions within drilling operations in the oil and gas industry. Through this,  he has developed strong relationship, interpersonal and communication skills, and continues to do so as the Victorian State Manager.

As State Manager, Jamie works closely with our Victorian-based advisers to provide clients with strategic financial and investment solutions. He applies his unique skill set, client-focused nature and hands-on approach to help our clients achieve both their lifestyle and financial goals. Having extensive technical knowledge achieved through tertiary education, practical experience and a comprehensive understanding of the Victorian market.

Our Advisers
and Support
Team

Spring FG has also set above average ongoing education and training targets for all of our advisory staff throughout the year that are at least 30% higher than widely practised industry minimums. The Company also encourages and funds membership of professional financial services and SMSF specialist associations including The Association of Financial Advisers, SMSF Association, the Stockbrokers Association of Australia.

At Spring Financial Group we have assembled a team of advisors, accountants, technical and administrative support staff who share our passion for a fresh approach to financial services. Collectively our financial advice team has decades of experience in investments, superannuation, insurance and finance and hold relevant industry and tertiary qualifications.

At Spring FG we have chosen to set the hurdle much higher than the industry and ASIC mandated minimums. Our minimum requirement is that our advisers have completed a university undergraduate degree (or have a minimum of 10 years business experience) with several of our advisers holding double degrees and post graduate qualifications. This is in addition to the requirement for specific financial services qualifications such as holding a Diploma of Financial Planning.

Corporate
Directory

Corporate Head-Office
Spring FG Limited
Level 11, 95 Pitt Street
Sydney NSW 2000
Ph: 02 9248 0422
springfg.com

ABN 87 169 037 058

Share Registry
Boardroom Pty Limited
Level 12, 225 George St
Sydney NSW 2000
Ph: 02 9290 9600
www.boardroomlimited.com.au

Auditor
Rothsay Chartered Accountants
Level 1/12 O’Connell Street
Sydney NSW 2000
Ph: 02 8815 5400
www.rothsay.com.au

Corporate Lawyers
Watson Mangioni
Level 13, 60 Carrington Street
Sydney NSW 2000
Ph: 02 9262 6666
wmlaw.com.au

Marketing Services
Ascender Design
194 Devonshire Street
Surry Hills NSW 2010
Ph: 02 8399 3233
ascender.com.au

Corporate

Goals, Plans, Action

At Spring Financial Group we’ve created a company structure and assembled a team of individuals who not only possess industry and technical experience to help you achieve your goals but who passionately share our philosophy that great financial planning is founded on you and your goals.

Our broad experience and expertise includes specialisation in residential property and the growing area of self-managed superannuation.

Take the time to browse these pages or contact us to learn more about our company, our people, and our philosophy of a Fresh Approach to financial services founded on Goals; Plans; and Action.

Our Services
Spring FG Limited

Spring FG Limited (ASX:SFL)

ACN 196 073 058

Spring FG Limited is an ASX-listed (ASX code: SFL) diversified financial services company with products and services encompassing financial planning and investment advice; insurance and superannuation; finance; and tax & accounting services. Spring FG’s advice and product offerings are broad and include a specialisation in the high-growth markets of self-managed superannuation funds (SMSFs); and direct and SMSF residential real estate investment.

The Company is the ultimate holding company of a group of operating subsidiaries known under the registered business name of Spring Financial Group. On overview of the key group entities is included below.

Spring FG Wealth Pty Ltd

ABN 23 146 936 763 | AFSL 391655

Spring FG Wealth Pty Ltd holds an Australian Financial Services Licence (AFSL 391655) which authorises financial advice and dealing activities of the Spring Financial Group and its network of offices (in Sydney, Melbourne, Brisbane and Canberra) that deliver financial advice and solutions to clients across a broad range of services; including superannuation investments, insurance, finance, equities, direct and SMSF residential and commercial properties.

Spring Equities (division)

Spring Equities operates as a division of Spring Financial under its AFSL authorities to provide advice and deal in Australian equities. Its team is based at the head office of Spring FG. Spring Equities provides advice and deals in Australian equities; providing portfolios augmented with optional risk-mitigation and income strategies. Its role within the Spring Financial Group is to provide equities execution services for clients in the Spring Financial Group network, providing portfolio services focusing on income, growth, indices or a mixed approach, as well as investor education on portfolios and strategies.

Spring FG Realty Pty Ltd

ACN 150 134 946

Spring FG Realty is a licensed real estate company; with licences in New South Wales (1708663), Queensland (3510266), Victoria (074746L) and ACT (18401881). Its role in the Spring Financial Group is to research and help identify residential property solutions for clients of the Spring Financial Planning Network, applying stringent due diligence processes to ensure each property passes high standards in quality and fit clients’ overall financial plans.

Spring FG Accounting Pty Ltd

ACN 169 385 746

Spring FG Accounting is a registered tax agent. Spring FG Accounting has a team of highly qualified staff that provide a comprehensive range of accounting and taxation advice and solutions; including tax planning and structuring, preparation and lodgement of tax returns with the ATO, management and cashflow reporting, Corporations Act and ASIC compliance and lodgements. As a SMSF specialist practice, Spring FG Accounting and can also assist with buying and selling businesses.

Spring FG Finance Pty Ltd

ACN 169 386 430

Spring FG Finance offers finance and mortgage advice services through agreements with various mortgage brokers and aggregators. The role of Spring FG Finance within the Group is to assist with identifying the most suitable and competitive finance solutions for clients of the Spring Financial Planning network, primarily for those funding the acquisition of investment properties. Whether it’s for a first home loan, an upgrade to the next home or a property investment Spring FG Finance can help. It’s services include home loan solutions designed to suit a range of needs; providing a comprehensive service that includes doing the legwork to take the hassle out of finding the right loan, access to loans from all major lenders and the ability to compare hundreds of home loan products and rates.

Spring Equities

A division of Spring Financial Group Pty Ltd

Spring Equities provides advice and deals in Australian equities; providing portfolios augmented with optional risk-mitigation and income strategies. Its role within the Spring Financial Group is to provide equities execution services for clients in the Spring Financial Group network, providing portfolio services focusing on income, growth, indices or a mixed approach, as well as investor education on portfolios and strategies.

Wealthadviser Financial Education (division)

Spring FG publishes and distributes a range of more than 50 financial education eBooks under the Wealthadviser brand. The eBooks are available to subscribers at no-charge and cover a broad range of financial planning, investment and tax & accounting subjects.

Board

Spring FG’s Board comprises four members; two Non-Executive Directors and two Executive Directors. The Board considers an independent director to be a Non-Executive Director who is not a member of Spring FG’s management and who is free of any business or other relationship that could (or could reasonably be perceived to) materially interfere with the independent exercise of that Director’s judgement. Spring FG considers Guy Hedley and Jeff Zulman to be independent.

The Spring FG Board has extensive experience at senior executive and director level in financial planning, finance, property, equities and asset management in financial services and other highly-regulated industries. Corporately this experience extends to the areas of corporate governance, capital & debt markets and mergers & acquisitions, in both private and public company environments.

Guy Hedley – Chairman

Guy Hedley is a Non-Executive Director and chairman of Spring FG Limited. Guy has a track record of success as a corporate executive in financial services. He was the founder and (for more than 10 years) head of Macquarie Private Bank in Australia and Asia and an executive director at Macquarie Group from 2002 to 2012.

Under Guy’s management, Macquarie Private Bank established itself as the leading private bank in the country. Guy is now the executive chairman of Atlas Advisors Australia as well as being an Advisory Board Member at China House and on the board of the Sydney Writers Festival and chairman of its Finance Committee. He holds an MBA (Exec.) from Australian Graduate School of Management and is a Master Stockbroker (SAA).

Guy sits on the Company’s Audit & Risk Committee and chairs the Remuneration & Nomination Committee.

Keith Cullen – Managing Director

Keith Cullen is the founder and Managing Director of Spring FG Limited and its subsidiary companies. He has extensive experience as a corporate executive, general manager and sales & marketing director in financial services, gaming & wagering and media. He also has considerable experience in capital and debt markets and in mergers and acquisitions.

From 1994 – 2006 he was a founding director and shareholder of eBet Limited (Managing Director, 1994-2004), an ASX-listed technology and gaming company with operations and offices in Australia, New Zealand, USA, Canada, the Philippines, Singapore, Malaysia, Vietnam and Cambodia.

From 2004 – 2006 Keith was Group CEO of WPS Financial Group (now Anne Street Partners), a diversified financial services group offering financial planning, investment property, legal, risk management, accounting and mortgage brokerage services in offices across Australia.

Prior to 1994 Keith held senior management positions with Australian Radio Network and Wesgo Communications.

Keith sits on the Company’s Audit & Risk Committee and the Remuneration & Nomination Committee.

Chris Kelesis – Executive Director

Chris Kelesis is a foundation shareholder and Director of Spring FG Limited and its subsidiary companies and licensee-in-charge of Spring FG Realty Pty Ltd. As licensee of Spring FG Realty Pty Ltd, Chris heads the investment property analyst team, and holds primary responsibility for managing the Company’s relationships with major developers and property asset managers.

He is also responsible for overseeing investment property contract, settlement and asset agreement processes for Spring FG’s clients and assisting in the ongoing management of their property assets.

Chris is a licensed real estate agent (NSW, Queensland, Victoria and ACT) and a member of REI NSW and UDIA (Qld).

Chris is also an accomplished equities trader and technical analyst with more than 10 years’ experience as a private and wholesale client adviser in roles with Spring Equities, Ark Equities and the Rivkin Group.

Jeff Zulman – Non-executive director
Jeff Zulman is a Non-Executive Director of Spring FG. Jeff has extensive experience at operational and board level with both private and public companies in financial services and technology. He also has extensive experience in corporate advisory including mergers and acquisitions.

Jeff is currently an executive director of Sydney-based corporate advisory firm, Coyne Holdings and is the founder and managing director of Book Buyers Brokerage Services Australia (BBBSA), a specialist mortgage and finance brokerage advisory business. He is also a councillor with Woollahra Municipal Council in Sydney’s eastern suburbs.

Previously Jeff held roles as CEO of mortgage aggregator Vow Financial and as the CEO of Beacon IT Group. He was also a non-executive director of ASX-listed eBet Limited for eight years to 2007.

He holds a BA Law (Witwatersrand) and Dip. Jurisprudence (Oxford). Jeff chairs the Company’s Audit & Risk Committee and sits on the Remuneration & Nomination Committee.

Ian Morgan – Company Secretary Spring FG Limited
Ian Morgan is a Chartered Accountant and Chartered Company Secretary, with over 30 years’ experience.

He holds a Bachelor of Business (NSW Institute of Technology), a Master of Commercial Law (Macquarie University), a Graduate Diploma of Applied Finance and Investment (Securities Institute), and is a Fellow of the Financial Services Institute of Australasia.

Ian provides secretarial and advisory services to a range of companies, and is company secretary for other publicly listed companies.

Executive Team

Jack Standing – National Head – Advice Team

Jack Standing is the National Head of the Advice Team for Spring FG Wealth. His primary responsibilities cover advice and strategy development, adviser training and education as well as being a ‘responsible manager’ of the group’s AFSL. Since joining the company in 2013, Jack has held a number of key roles that include Manager of the NSW advice team and Head of the Medical Professionals Specialist division with Spring FG Wealth. Having devoted close to a decade towards education and study in the areas of finance and economics, Jack has developed a sound technical understanding and extensive knowledge of financial markets and investments (in both property and equities). He holds a Bachelor of Economics (Finance & Economics), an Advanced Diploma of Financial Planning and is an accredited Self-Managed Superannuation Fund specialist. Jack has an in-depth understanding of a very broad range of investments and strategies across all major asset classes, a broad knowledge base in strategy development, investment advice, retirement planning and superannuation focused on helping clients achieve their lifestyle and financial goals.

Janette Kelley – Head of Adviser Support – Wealth Today

Janette Kelley is the Head of Adviser Support for West Coast operations for Wealth Today. Her primary role is to guide new advisers with ongoing practice, business development and relationships as well as being a ‘responsible manager’ of the Wealth Today’s AFSL. Having more than 20 years of financial experience, she holds a Graduate Diploma of Financial Planning and is an FPA Allied Professional Affiliate. Janette is dedicated to the support and development of Wealth Today authorised representatives and corporate authorised representatives by way of coaching and training in advice, technical strategy, business development, practice management and maintaining compliant processes.

Gunjan Sen – Group Financial Accountant

Gunjan Sen is the Groups Financial Accountant of Spring FG Limited and its subsidiaries including Wealth Today. Gunjan is primarily responsible for the financial and administrative areas of the company’s operations including accounts receivable, accounts payable and payroll teams, as well as the preparation and delivery of timely management accounting services to the executive and board.

Prior to joining Spring, Gunjan held senior roles at PricewaterhouseCoopers and more recently ReckonDocs. She is a qualified Chartered Accountant with more than 10 years’ experience in company administration and the provision and management of financial accounts.

Kevin McCrohan – Head of Finance

Kevin is the Head of Finance for the Spring Financial Group. His primary responsibility is to oversee the finance for all property purchases within and outside of Self-Managed fund property purchase as well as purchases in personal name and refinances of existing loan facilities. In addition, Kevin is the responsible manager for the Australian Credit Licence held by Spring Financial Group and oversees all of the operational aspects of Spring FG Finance, including sourcing funding for property finance. Prior to this, Kevin was finance manager with the Prime Advisory Group, and prior to that was responsible for equipment, agricultural and commercial finance for the Alto Group in Sydney. His expertise is to provide tailored finance for the individual needs for all Spring FG clients. Kevin has a Bachelors in Communications as well as a Diploma in Finance (mortgage broking). He also is a market leader in all aspects of SMSF property finance.

Tim Suter – Head of Digital

Tim Suter is the Head of Digital of Spring FG Limited and its subsidiaries including Wealth Today. Tim is responsible for developing and executing digital content and marketing strategies across the group including direct-to-consumer marketing, content and marketing for the group’s publishing initiatives, fintech services and its dealer group, Wealth Today. Tim holds a Bachelor’s degree from the Australian Catholic University and has over 15 years expertise and experience in delivering end-to-end digital products and scaling and amplifying their success. Tim was the Founder and Managing Director of Digifi Group which was acquired by Spring Financial Group in May 2015. Prior to Digifi he was the Managing Director of The Financial Arena which held an exclusive license with Southern Cross Equities to service, commercialise and distribute the firms’ research and highly influential equity market commentary to institutional and retail market participants. The digital platform, client base and license was integrated into Bell Financial Group as part of its acquisition of Southern Cross Equities in 2011.

Senior Management

Tony (Antonio) Pelosi – Senior Advisor, Head – Workplace Education Services, Strategy Management Team

Tony is a Senior Client Adviser and the Head of Workplace Education Services at Spring Financial Group. Having worked with the company for the better half of a decade, his ability to keep up with the most cutting-edge investments and strategies in the rapidly changing financial services sector is second to none. As such, he works closely with the strategy management team to provide ongoing advice to a segment of our clients.

He’s also found considerable success in his role as Head of Workplace Education Services where he is focused on providing tailored solutions to large corporates and SMEs that are designed to improve the financial well-being of their employees. This service has proven invaluable to the businesses that have engaged it and boosted workplace productivity considerably.

Tony holds a Diploma of Financial Services (DipFS) and an Advanced Diploma of Financial Planning (AdvDipFP). He is one of the Responsible Managers on the company’s Australian Financial Services Licence for both Spring & Wealth Today and is also a member of the group’s compliance committee.

Michael Pelosi – Senior Client Adviser, National Head – Strategy Management

Michael is a Senior Client Adviser and the National Head of Strategy Management at Spring Financial Group. Having worked continuously with Spring for almost a decade, he’s amassed a wealth of knowledge and lived experience in property, equity and fixed interest investments. His appointment to lead the Strategy Management team reflects his sharp acumen in all these areas of investment and his passion for achieving positive outcomes for our clients.

In addition to his overarching role as Head of Strategy Management, he also provides ongoing personal advice to various segments of our clients, with a focus on ensuring that they are maximising their financial wellbeing beyond traditional investments – such as in the areas of estate planning and insurance.

Michael holds an Advanced Diploma of Financial Planning (AdvDipFP). He is one of the Responsible Managers on the company’s Australian Financial Services Licence and is also a member of the group’s compliance committee.

Angelo Yao – State Manager – NSW

Angelo is the Manager of the NSW Advice team with Spring FG Wealth Pty Ltd. He has completed a Bachelor of Commerce as well as a Diploma of Financial Planning. Angelo gained his hands-on experience through Spring’s graduate recruitment program. This has given him a strong understanding of the value of tailored financial advice and how it can be applied to help Spring’s clients achieve their financial and lifestyle goals.

Since Angelo’s appointment as a Manager, he has been instrumental in passing his learnings onto his team including a focus on continual improvement and providing quality solution based advice. Angelo is goal orientated with a complete commitment to excellence and professionalism. His experience and education have given him an expansive knowledge base of financial markets and investments. He has come to abide by the philosophy that the cornerstone of providing exceptional financial advice is recognizing that each individual has a unique lifestyle and financial goals and situations.

Jamie Albanis – State Manager – VIC

Jamie is the Victorian State Manager for Spring FG Wealth Pty Ltd. He holds a Bachelor of Mechanical Engineering (Honours) as well as a Bachelor of Business (Finance) and Diploma of Financial Planning.

Prior to joining Spring, Jamie worked for 8 years delivering cost-saving solutions within drilling operations in the oil and gas industry. Through this, he has developed strong relationships, interpersonal and communication skills, and continues to do so as the Victorian State Manager.

As State Manager, Jamie works closely with our Victorian-based advisers to provide clients with strategic financial and investment solutions. He applies his unique skill set, client-focused nature and hands-on approach to help our clients achieve both their lifestyle and financial goals. Having extensive technical knowledge achieved through tertiary education, practical experience and a comprehensive understanding of the Victorian market.

Sunny Kang – Manager – Tax & Business Services

Sunny is the Manager of Spring FG Accounting Pty Ltd. Her primary responsibilities are delivery of accounting and taxation services including tax planning and structuring, the management of tax compliance, cashflow reporting and ASIC compliance for the group’s clients.

Sunny is a professional accountant with more than 10 years’ experience in business services, tax planning & advice and tax compliance work focusing on SMSF, small-to-medium sized businesses and high net worth individuals and families. Prior to joining Spring, she was a Senior Accountant specialising in servicing clients in the medical profession where she acquired extensive experience in high net worth individuals’ tax planning and structuring.

She holds a Masters of Taxation, a Bachelor of Commerce in Accounting (Honors), and a Diploma of Financial Planning. She is a Chartered Accountants ANZ (CA), Certified Practising Accountant (CPA), a Registered Tax Agent, and a SMSF Auditor.

Our Advisers and Support Team
At Spring Financial Group we have assembled a team of advisors, accountants, technical and administrative support staff who share our passion for a Fresh Approach to financial services. Collectively our financial advice team has decades of experience in investments, superannuation, insurance and finance and hold relevant industry and tertiary qualifications.

 

Financial advisers will generally meet the ASIC set training standards by completing an approved training course that could take as little as two weeks to complete. This is described as being RG146 Compliant and opens the door to an adviser being authorised or licensed and to advising clients.

At Spring FG we have chosen to set the hurdle much higher. Our minimum requirement is that our advisers have completed a university undergraduate degree (or have a minimum of 10 years business experience) with several of our advisers holding double degrees and post graduate qualifications. This is in addition to the requirement for specific financial services qualifications such as holding a Diploma of Financial Planning.

Spring FG has also set above average ongoing education and training targets for all of our advisory staff throughout the year that are at least 30% higher than widely practised industry minimums. The Company also encourages and funds membership of professional financial services and SMSF specialist associations including The Association of Financial Advisers, SMSF Association, the Stockbrokers Association of Australia.

Corporate Directory

Corporate Head-Office
Level 11, 95 Pitt St
Sydney NSW 2000
Ph: 02 9248 0422
springfg.com
ABN 23 146 936 763’š AFSL 391655

 

Share Registry
Boardroom Pty Limited
Level 12, 225 George St
Sydney NSW 2000
02 9290 9600
www.boardroomlimited.com.au

Auditor
Rothsay Chartered Accountants
Level 1/12 O’Connell Street
Sydney NSW 2000
Ph: 02 8815 5400
www.rothsay.com.au

Corporate Lawyers
Watson Mangioni
Level 13, 60 Carrington Street
Sydney NSW 2000
Ph: 02 9262 6666
www.wmlaw.com.au

Marketing Services
Ascender Design
194 Devonshire Street
Surry Hills NSW 2010
Ph: 02 8399 3233
www.ascender.com.au