Corporate

Goals, Plans, Action

At Spring Financial Group we’ve created a company structure and assembled a team of individuals who not only possess industry and technical experience to help you achieve your goals but who passionately share our philosophy that great financial planning is founded on you and your goals.

Our broad experience and expertise includes specialisation in residential property and the growing area of self-managed superannuation.

 

Take the time to browse these pages or contact us to learn more about our company, our people, and our philosophy of a fresh approach to financial services founded on Goals; Plans; and Action.

Our Services

Spring FG Limited

Spring FG Limited (ASX:SFL)

ABN  87 169 037 058

Spring FG Limited is an ASX-listed (ASX code: SFL) diversified financial services company with products and services encompassing financial planning and investment advice; insurance and superannuation; finance; and tax & accounting services. Spring FG’s advice and product offerings are broad and include a specialisation in the high-growth markets of self-managed superannuation funds (SMSFs); and direct and SMSF residential real estate investment.

Spring FG Limited is the ultimate holding company of a group of operating subsidiaries known under the registered business name of Spring Financial Group.

An overview of the key group entities is included below.

Spring FG Wealth Pty Ltd

ABN 23 146 936 763 | AFSL 391655 

Spring FG Wealth Pty Ltd holds an Australian Financial Services Licence (AFSL 391655) which authorises financial advice and dealing activities of the group through its network of offices in Sydney, Melbourne, Brisbane and Canberra that deliver financial advice and solutions to retail and wholesale clients across a broad range of services; including superannuation investments, insurance, finance, equities, direct and SMSF residential and commercial properties.

Spring FG Realty Pty Ltd

ABN 16 150 134 946

Spring FG Realty is a licensed real estate company; with licences in New South Wales (1708663), Queensland (3510266), Victoria (074746L) and ACT (18401881). Its role in the group is to research and help identify residential property solutions for the group’s clients, applying stringent due diligence processes to ensure each property passes high standards in quality and fit clients’ overall financial and lifestyle objectives.

Spring FG Accounting Pty Ltd

ABN 70 169 385 746

Spring FG Accounting has a team of highly qualified staff that provide a comprehensive range of accounting and taxation advice and solutions; including tax planning and structuring, preparation and lodgement of tax returns with the ATO, management and cashflow reporting, Corporations Act and ASIC compliance and lodgements. Spring FG Accounting is a registered tax agent and an SMSF specialist practice. Spring FG Accounting and can also assist with buying and selling businesses.

Spring FG Finance Pty Ltd

ABN 55 169 386 430 | Australian Credit Licence 493159

Spring FG Finance offers finance and mortgage advice services through agreements with various mortgage brokers and aggregators. The role of Spring FG Finance within the group is to assist with identifying the most suitable and competitive finance solutions for group clients, primarily for those funding the acquisition of investment properties. Whether it’s for a first home loan, an upgrade to the next home or a property investment Spring FG Finance can help. Its services include home loan solutions designed to suit a range of needs; providing a comprehensive service that includes doing the legwork to take the hassle out of finding the right loan, access to loans from all major lenders and the ability to compare hundreds of home loan products and rates.

Spring Equities

A division of Spring FG Wealth Pty Ltd

Spring Equities provides advice and deals in Australian equities; providing portfolios augmented with optional risk-mitigation and income strategies. Its role within the group is to provide equities execution services for group clients, providing portfolio services focusing on income, growth, indices or a mixed approach, as well as investor education on portfolios and strategies.

Spring FG Digital Pty Ltd and the Wealthadviser library

Spring FG Digital operates the Group’s educational and market information websites Sharecafé and Sharescene. Sharecafé and Sharescene have more than 70,000 members and attract more than 7,000 unique visitors each day.  Spring FG Digital is a corporate authorised representative of Spring FG Wealth authorised to provide general advice and information.

Spring FG Digital also publishes and distributes a range of more than 80 financial education eBooks through the group’s Wealthadviser library. The eBooks are available to subscribers at no-charge and cover a broad range of financial planning, investment and tax & accounting subjects. Wealthadviser has more than 80,000 subscribers to its eBooks.

Board

Spring FG’s Board comprises four members; two non-executive directors and two executive directors. The Board considers an independent director to be a non-executive director who is not a member of Spring FG’s management and who is free of any business or other relationship that could (or could reasonably be perceived to) materially interfere with the independent exercise of that Director’s judgement.

The Spring FG Board has extensive experience at senior executive and director level in financial planning, finance, property, equities and asset management in financial services and other highly-regulated industries. Corporately this experience extends to the areas of corporate governance, capital & debt markets and mergers & acquisitions, in both private and public company environments.

 

Guy Hedley – Chairman

Guy Hedley is a non-executive director and chairman of Spring FG Limited. Guy has a track record of success as a corporate executive in financial services. He was the founder and (for more than 10 years) head of Macquarie Private Bank in Australia and Asia and an executive director at Macquarie Group from 2002 to 2012.

Under Guy’s management, Macquarie Private Bank established itself as the leading private bank in the country. Guy is now the executive chairman of Atlas Advisors Australia as well as being an Advisory Board Member at China House and on the board of the Sydney Writers Festival and chairman of its Finance Committee. He holds an MBA (Exec.) from Australian Graduate School of Management and is a Master Stockbroker (SAA).

Guy sits on the Company’s Audit & Risk Committee and chairs the Remuneration & Nomination Committee.

 

Keith Cullen – Managing Director

Keith Cullen is the founder and managing director of Spring FG Limited and its subsidiary companies. He has extensive experience as a corporate executive, general manager and sales & marketing director in financial services, gaming & wagering and media. He also has considerable experience in capital and debt markets and in mergers and acquisitions.

From 1994 – 2006 he was a founding director and shareholder of eBet Limited (managing director, 1994-2004), an ASX-listed technology and gaming company with operations and offices in Australia, New Zealand, USA, Canada, and throughout Asia.

From 2004 – 2006 Keith was Group CEO of WPS Financial Group (now Anne Street Partners), a diversified financial services group offering financial planning, investment property, legal, risk management, accounting and mortgage brokerage services in offices across Australia.

Prior to 1994 Keith held senior management positions with Australian Radio Network and Wesgo Communications.

Keith sits on the Company’s Audit & Risk Committee and the Remuneration & Nomination Committee.

 

Chris Kelesis – Executive director

Chris Kelesis is a foundation shareholder and director of Spring FG Limited and its subsidiary companies and licensee-in-charge of Spring FG Realty Pty Ltd. As licensee of Spring FG Realty Pty Ltd, Chris heads the investment property analyst team, and holds primary responsibility for managing the Company’s relationships with major developers and property asset managers.

He is also responsible for overseeing investment property contract, settlement and asset agreement processes for Spring FG’s clients and assisting in the ongoing management of their property assets.

Chris is a licensed real estate agent (NSW, Queensland, Victoria and ACT) and a member of REI NSW and UDIA (Qld).

Chris is also an accomplished equities trader and technical analyst with more than 10 years’ experience as a private and wholesale client adviser in roles with Spring Equities, Ark Equities and the Rivkin Group.

 

Jeff Zulman – Non-executive director

Jeff Zulman is a non-executive director of Spring FG. Jeff has extensive experience at operational and board level with both private and public companies in financial services and technology. He also has extensive experience in corporate advisory including mergers and acquisitions.

Jeff is an executive director of Sydney-based corporate advisory firm, Coyne Holdings and is the founder and managing director of Book Buyers Brokerage Services Australia (BBBSA), a specialist mortgage and finance brokerage advisory business. He is also a councillor with Woollahra Municipal Council in Sydney’s eastern suburbs.

Previously Jeff held roles as CEO of mortgage aggregator Vow Financial and as the CEO of Beacon IT Group. He was also a non-executive director of ASX-listed eBet Limited for eight years to 2007.

He holds a BA Law (Witwatersrand) and Dip. Jurisprudence (Oxford). Jeff chairs the Company’s Audit & Risk Committee and sits on the Remuneration & Nomination Committee.

 

Ian Morgan – Company secretary Spring FG Limited

Ian Morgan is a Chartered Accountant and Chartered Company Secretary, with over 30 years’ experience. He holds a Bachelor of Business (NSW Institute of Technology), a Master of Commercial Law (Macquarie University), a Graduate Diploma of Applied Finance and Investment (Securities Institute), and is a Fellow of the Financial Services Institute of Australasia.

Executive
Team

Frank Paul – Chief Operating Officer and Head of Advice Services

Frank is Chief Operating Officer and Head of Advice Services for Spring FG Limited. He has extensive experience in private client advising and the management of financial services operations and is a ‘responsible manager’. Frank heads the group’s advisory panel and is actively involved in the recruitment and management of advisory personnel.

Frank was managing director and founder of the Moneytree Group, an independently-owned and operated financial planning and investment advisory firm; a position he held from 1994 until the merger of the business and operations with Spring Financial Group in 2014. Frank is a regular presenter of financial education seminars and has authored and published many of the group’s Wealth Adviser library. He holds a Master of Commerce (financial planning) and a Diploma in Financial Planning.

 

Mitchell Ansiewicz – Group General Manager

Mitchell Ansiewicz is the group general manager of Spring FG Wealth. He has primary responsibility for the day-to-day operations of the business and is a ‘responsible manager’ of the group’s AFSL.

Mitchell has led Spring’s national expansion opening offices in Brisbane, Melbourne and, most recently, Canberra.

Mitchell was one of the foundation inductees into the group’s graduate recruit program, in 2011. He holds a Diploma of Financial Services (financial planning), a Bachelor of Laws (corporate & commercial law) and a Master of Commerce (sustainable development). Mitchell is also a Pinnacle-accredited SMSF specialist.

Jessie Xu – Accounting & Tax Practice Manager

Jessie is the Practice Manager of Spring FG Accounting Pty Ltd. She is a Chartered Accountant, with more than 10 years’ experience in self managed superannuation funds and the provision and management of private client and small-to-medium business accounting and tax services.

Jessie was general manager of CBD Wealth Accountants from 2010 until the merger of its business and operations with Spring FG subsidiary Spring FG Accounting Pty Ltd in 2014. Prior to this she worked with Moore Stephens Chartered Accountants (2004 – 2010), in the areas of Business Services, Superannuation and Tax. She holds a Master of Commerce, is a qualified Chartered Accountant and a registered Tax Agent.

Russell Scott – Chief Financial Officer

Russell Scott is CFO of Spring FG Limited and its subsidiaries. Russell is primarily responsible for the financial areas of the company’s operations. He is a qualified Chartered Accountant and a highly experienced executive, having held senior finance and management roles in both public and private company environments.

Russell was a consultant to MYOB, head of sales & service development in the AMP Group, general manager of ReckonDocs, a member of the ASIC Business Advisory Committee and served 10 years with PriceWaterhouseCoopers. He holds a Bachelor of Business (accounting), a Master of Commerce (marketing & organisational behaviour), a Diploma in Financial Services (financial planning), a Graduate Diploma in Applied Corporate Governance and a Diploma in Corporate Management. He is a Fellow Chartered Accountant, Fellow CPA and Fellow Chartered Secretary, a registered Tax Agent and approved ASIC auditor (companies & SMSFs).

 

Samantha Clark – Head of Marketing and Communications 

Samantha is the head of marketing & communications for the group. Having commenced employment with Spring FG Wealth in its  graduate program she has extensive hands-on experience in providing clients with tailor-made financial solutions through assisting them in articulating their goals, and turning those goals into actions. She has an all-encompassing understanding of how the company operates, and successfully drives all marketing and communications activities to both internal and external stakeholders.

Samantha holds a Bachelor of Business and Commerce, her disciplines being economics, marketing and business management, and a Diploma of Financial Services (financial planning). Throughout her career Samantha has focused her energies on mastering marketing principles and both developing and implementing seamless communications strategies.

 

Rael Kwasnik – Head of Risk Assessment & Insurance

Rael is Head of Risk Assessment and Insurance for the group, and commenced employment with Spring FG Wealth on its graduate adviser program. As a graduate he gained widespread hands-on experience in providing clients with tailor-made financial solutions. Rael has a comprehensive understanding of how the company operates and works with clients provide risk assessment and insurance solutions.

Rael holds a Bachelor of Business his majors being finance and accounting, and a Diploma of Financial Planning. In his role Rael will successfully identify potential causes for accident or loss and recommend and implement preventative measures to minimise client’s potential exposure to risk.

Senior
Management

Michael Oren – State Manager – VIC

Michael is the Victorian State Manager for Spring FG Wealth Pty Ltd. He holds a Bachelor of Commerce with Honours in Finance, as well as a Diploma of Financial Planning.

Michael began in the company’s Graduate Recruit Program and through consistent client focus has gained the hands on experience, steadily progressing to Queensland State Manager. and now as the Victorian State Manager.

As State Manager, Michael works closely with our Victorian-based advisers to provide clients with strategic financial and investment solutions. Michael applies his unique skill set, client-focused nature and hands-on approach to help our clients achieve both their lifestyle and financial goals. Michael has extensive technical knowledge achieved through tertiary education, practical experience and a comprehensive understanding of the Victorian market.

Matthew Rose – QLD Advice Team

Matthew is the manager of our advice team in Queensland. He holds a Masters of Applied Finance specialising in Financial Planning, as well as a Bachelor of Business Administration and a Diploma of Financial Planning.

Commencing through the company’s Graduate Program, Matthew has excelled in his role and with years of experience, has formed long-lasting relationships with his clients, achieving positive outcomes.

As manager, Matthew leads our Queensland-based advice team, helping our clients achieve both their lifestyle and financial goals. Matthew applies his technical knowledge achieved through tertiary education, practical experience and extensive understanding of current financial markets and legislation to ensure all his clients can achieve financial peace-of-mind.

Ben Howarth – Manager – NSW Advice Team

Ben is a manager of a NSW advice team at Spring FG Wealth Pty Ltd and a foundation employee of the group. Ben is an experienced adviser with considerable experience across all areas of financial advisory including financial planning strategies, investment advice (direct and indirect), superannuation, and retirement planning and wealth accumulation.

Ben holds a Bachelor of Agricultural Economics, a Diploma of Financial Planning and is a self-managed superannuation specialist. Ben is a member of the Association of Financial Advisers (AFA) and also the SMSF Professionals’ Association of Australia (SPAA).

Jack Standing – Manager - NSW Advice Team

Jack is a Manager of a NSW advice team and head of the medical professionals specialist division with Spring FG Wealth Pty Ltd . Having come through company’s Graduate Recruitment Program, Jack is now responsible for overseeing a team of advisers while utilising his strong communication skills and broad knowledge base in strategy development, investment advice, retirement planning and superannuation to help Spring’s client’s achieve their lifestyle and financial goals.

Having devoted close to a decade towards education and study in the areas of finance and economics, Jack has developed a sound technical understanding and extensive knowledge of financial markets and investments (in both property and equities). He holds a Bachelor of Economics (Finance & Economics), an Advanced Diploma of Financial Planning and is an accredited Self-Managed Superannuation Fund specialist.

 

Alexander Skelton – Manager - NSW Advice Team

Alexander is a Manager of a NSW advice team with Spring FG Wealth Pty Ltd. Through Alexander’s hands on experience in Spring’s graduate recruitment program he has come to understand the importance of tailored financial advice and how it can be applied to help Spring’s clients achieve their lifestyle and financial goals. Alexander holds a Bachelor of Business and commerce his majors being finance and marketing and has completed a Diploma of Financial Planning.

Since Alexander’s appointment as manager he has been instrumental in passing his learnings on to the team of advisers he oversees including the importance of providing quality solution based financial advice. Alexander is goal orientated with an unwavering commitment to professionalism and excellence, and has an expansive knowledge base of financial markets and investments. He has come to abide by the philosophy that the cornerstone of providing exceptional financial advice is recognizing that each individual has unique lifestyle and financial goals and situations.

 

Our Advisers
and Support
Team

At Spring Financial Group we have assembled a team of advisors, accountants, technical and administrative support staff who share our passion for a fresh approach to financial services. Collectively our financial advice team has decades of experience in investments, superannuation, insurance and finance and hold relevant industry and tertiary qualifications.

At Spring FG we have chosen to set the hurdle much higher than the industry and ASIC mandated minimums. Our minimum requirement is that our advisers have completed a university undergraduate degree (or have a minimum of 10 years business experience) with several of our advisers holding double degrees and post graduate qualifications. This is in addition to the requirement for specific financial services qualifications such as holding a Diploma of Financial Planning.

Spring FG has also set above average ongoing education and training targets for all of our advisory staff throughout the year that are at least 30% higher than widely practised industry minimums. The Company also encourages and funds membership of professional financial services and SMSF specialist associations including The Association of Financial Advisers, SMSF Association, the Stockbrokers Association of Australia.

 

Corporate
Directory

Corporate Head-Office
Spring FG Limited
Level 11, 95 Pitt Street
Sydney NSW 2000
Ph: 02 9248 0422
springfg.com

ABN 87 169 037 058

Share Registry
Boardroom Pty Limited
Level 7, 207 Kent Street
Sydney NSW 2000
02 9290 9600
www.boardroomlimited.com.au

Auditor
BDO
Level 11, 1 Margaret Street
Sydney NSW 2000
Ph: 02 9251 4100
bdo.com.au

Corporate Lawyers
Watson Mangioni
Level 13, 60 Carrington Street
Sydney NSW 2000
Ph: 02 9262 6666
wmlaw.com.au

Public Relations
Hill + Knowlton Strategies
Level 7, 235 Pyrmont Street
Sydney NSW 2009
Ph: 02 9268 0242
hkstrategies.com.au

Marketing Services
Ascender Design
194 Devonshire Street
Surry Hills NSW 2010
Ph: 02 8399 3233
ascender.com.au

Corporate

Goals, Plans, Action

At Spring Financial Group we’ve created a company structure and assembled a team of individuals who not only possess industry and technical experience to help you achieve your goals but who passionately share our philosophy that great financial planning is founded on you and your goals.

Our broad experience and expertise includes specialisation in residential property and the growing area of self-managed superannuation.

Take the time to browse these pages or contact us to learn more about our company, our people, and our philosophy of a Fresh Approach to financial services founded on Goals; Plans; and Action.

Our Services
Spring FG Limited

Spring FG Limited (ASX:SFL)

ACN 196 073 058

Spring FG Limited is an ASX-listed (ASX code: SFL) diversified financial services company with products and services encompassing financial planning and investment advice; insurance and superannuation; finance; and tax & accounting services. Spring FG’s advice and product offerings are broad and include a specialisation in the high-growth markets of self-managed superannuation funds (SMSFs); and direct and SMSF residential real estate investment.

The Company is the ultimate holding company of a group of operating subsidiaries known under the registered business name of Spring Financial Group. On overview of the key group entities is included below.

Spring FG Wealth Pty Ltd

ABN 23 146 936 763 | AFSL 391655

Spring FG Wealth Pty Ltd holds an Australian Financial Services Licence (AFSL 391655) which authorises financial advice and dealing activities of the Spring Financial Group and its network of offices (in Sydney, Melbourne, Brisbane and Canberra) that deliver financial advice and solutions to clients across a broad range of services; including superannuation investments, insurance, finance, equities, direct and SMSF residential and commercial properties.

Spring Equities (division)

Spring Equities operates as a division of Spring Financial under its AFSL authorities to provide advice and deal in Australian equities. Its team is based at the head office of Spring FG. Spring Equities provides advice and deals in Australian equities; providing portfolios augmented with optional risk-mitigation and income strategies. Its role within the Spring Financial Group is to provide equities execution services for clients in the Spring Financial Group network, providing portfolio services focusing on income, growth, indices or a mixed approach, as well as investor education on portfolios and strategies.

Spring FG Realty Pty Ltd

ACN 150 134 946

Spring FG Realty is a licensed real estate company; with licences in New South Wales (1708663), Queensland (3510266), Victoria (074746L) and ACT (18401881). Its role in the Spring Financial Group is to research and help identify residential property solutions for clients of the Spring Financial Planning Network, applying stringent due diligence processes to ensure each property passes high standards in quality and fit clients’ overall financial plans.

Spring FG Accounting Pty Ltd

ACN 169 385 746

Spring FG Accounting is a registered tax agent. Spring FG Accounting has a team of highly qualified staff that provide a comprehensive range of accounting and taxation advice and solutions; including tax planning and structuring, preparation and lodgement of tax returns with the ATO, management and cashflow reporting, Corporations Act and ASIC compliance and lodgements. As a SMSF specialist practice, Spring FG Accounting and can also assist with buying and selling businesses.

Spring FG Finance Pty Ltd

ACN 169 386 430

Spring FG Finance offers finance and mortgage advice services through agreements with various mortgage brokers and aggregators. The role of Spring FG Finance within the Group is to assist with identifying the most suitable and competitive finance solutions for clients of the Spring Financial Planning network, primarily for those funding the acquisition of investment properties. Whether it’s for a first home loan, an upgrade to the next home or a property investment Spring FG Finance can help. It’s services include home loan solutions designed to suit a range of needs; providing a comprehensive service that includes doing the legwork to take the hassle out of finding the right loan, access to loans from all major lenders and the ability to compare hundreds of home loan products and rates.

Spring Equities

A division of Spring Financial Group Pty Ltd

Spring Equities provides advice and deals in Australian equities; providing portfolios augmented with optional risk-mitigation and income strategies. Its role within the Spring Financial Group is to provide equities execution services for clients in the Spring Financial Group network, providing portfolio services focusing on income, growth, indices or a mixed approach, as well as investor education on portfolios and strategies.

Wealthadviser Financial Education (division)

Spring FG publishes and distributes a range of more than 50 financial education eBooks under the Wealthadviser brand. The eBooks are available to subscribers at no-charge and cover a broad range of financial planning, investment and tax & accounting subjects.

Board

Spring FG’s Board comprises four members; two Non-Executive Directors and two Executive Directors. The Board considers an independent director to be a Non-Executive Director who is not a member of Spring FG’s management and who is free of any business or other relationship that could (or could reasonably be perceived to) materially interfere with the independent exercise of that Director’s judgement. Spring FG considers Guy Hedley and Jeff Zulman to be independent.

The Spring FG Board has extensive experience at senior executive and director level in financial planning, finance, property, equities and asset management in financial services and other highly-regulated industries. Corporately this experience extends to the areas of corporate governance, capital & debt markets and mergers & acquisitions, in both private and public company environments.

Guy Hedley – Chairman

Guy Hedley is a Non-Executive Director and chairman of Spring FG Limited. Guy has a track record of success as a corporate executive in financial services. He was the founder and (for more than 10 years) head of Macquarie Private Bank in Australia and Asia and an executive director at Macquarie Group from 2002 to 2012.

Under Guy’s management, Macquarie Private Bank established itself as the leading private bank in the country. Guy is now the executive chairman of Atlas Advisors Australia as well as being an Advisory Board Member at China House and on the board of the Sydney Writers Festival and chairman of its Finance Committee. He holds an MBA (Exec.) from Australian Graduate School of Management and is a Master Stockbroker (SAA).

Guy sits on the Company’s Audit & Risk Committee and chairs the Remuneration & Nomination Committee.

Keith Cullen – Managing Director

Keith Cullen is the founder and Managing Director of Spring FG Limited and its subsidiary companies. He has extensive experience as a corporate executive, general manager and sales & marketing director in financial services, gaming & wagering and media. He also has considerable experience in capital and debt markets and in mergers and acquisitions.

From 1994 – 2006 he was a founding director and shareholder of eBet Limited (Managing Director, 1994-2004), an ASX-listed technology and gaming company with operations and offices in Australia, New Zealand, USA, Canada, the Philippines, Singapore, Malaysia, Vietnam and Cambodia.

From 2004 – 2006 Keith was Group CEO of WPS Financial Group (now Anne Street Partners), a diversified financial services group offering financial planning, investment property, legal, risk management, accounting and mortgage brokerage services in offices across Australia.

Prior to 1994 Keith held senior management positions with Australian Radio Network and Wesgo Communications.

Keith sits on the Company’s Audit & Risk Committee and the Remuneration & Nomination Committee.

Chris Kelesis – Executive Director

Chris Kelesis is a foundation shareholder and Director of Spring FG Limited and its subsidiary companies and licensee-in-charge of Spring FG Realty Pty Ltd. As licensee of Spring FG Realty Pty Ltd, Chris heads the investment property analyst team, and holds primary responsibility for managing the Company’s relationships with major developers and property asset managers.

He is also responsible for overseeing investment property contract, settlement and asset agreement processes for Spring FG’s clients and assisting in the ongoing management of their property assets.

Chris is a licensed real estate agent (NSW, Queensland, Victoria and ACT) and a member of REI NSW and UDIA (Qld).

Chris is also an accomplished equities trader and technical analyst with more than 10 years’ experience as a private and wholesale client adviser in roles with Spring Equities, Ark Equities and the Rivkin Group.

Jeff Zulman – Non-executive director
Jeff Zulman is a Non-Executive Director of Spring FG. Jeff has extensive experience at operational and board level with both private and public companies in financial services and technology. He also has extensive experience in corporate advisory including mergers and acquisitions.

Jeff is currently an executive director of Sydney-based corporate advisory firm, Coyne Holdings and is the founder and managing director of Book Buyers Brokerage Services Australia (BBBSA), a specialist mortgage and finance brokerage advisory business. He is also a councillor with Woollahra Municipal Council in Sydney’s eastern suburbs.

Previously Jeff held roles as CEO of mortgage aggregator Vow Financial and as the CEO of Beacon IT Group. He was also a non-executive director of ASX-listed eBet Limited for eight years to 2007.

He holds a BA Law (Witwatersrand) and Dip. Jurisprudence (Oxford). Jeff chairs the Company’s Audit & Risk Committee and sits on the Remuneration & Nomination Committee.

Ian Morgan – Company Secretary Spring FG Limited
Ian Morgan is a Chartered Accountant and Chartered Company Secretary, with over 30 years’ experience.

He holds a Bachelor of Business (NSW Institute of Technology), a Master of Commercial Law (Macquarie University), a Graduate Diploma of Applied Finance and Investment (Securities Institute), and is a Fellow of the Financial Services Institute of Australasia.

Ian provides secretarial and advisory services to a range of companies, and is company secretary for other publicly listed companies.

Executive Team

Mitchell Ansiewicz – Group General Manager

Mitchell is the Group General Manager of Spring Financial Group Pty Ltd. He has primary responsibility for the day-to-day operations of the business and is a ‘Responsible Manager’. Mitchell has led Spring’s national expansion opening offices in Brisbane, Melbourne and, most recently, Canberra.

Mitchell was one of the foundation inductees into the company’s graduate recruit program, in 2011. Prior to joining Spring he was awarded Distinctions in the PWC Australian & NZ Economics Competition, the PWC Business Studies Competition and the AMP Economics Competition. He holds a Diploma of Financial Services (financial planning), a Bachelor of Laws (corporate & commercial law) and a Master of Commerce (sustainable development). He is a member of SPAA (SMSF Professionals’ Association of Australia) and is a Pinnacle-accredited SMSF specialist.

Frank Paul – Head of Advice Services

Frank is Head of Advice Services for the Spring Financial Group. He has extensive experience in private client advising and the management of financial services operations and is a ‘Responsible Manager’. Frank heads the group’s advisory panel and is actively involved in the recruitment and management of advisory personnel.

Frank was Managing Director and founder of the Moneytree Group, an independently-owned and operated financial planning and investment advisory firm; a position he held from 1994 until the merger of the business and operations with Spring Financial Group in 2014. Frank is a regular presenter of financial education seminars and has authored over 100 publications for ‘Wealth Adviser Financial Education’. He holds a Master of Commerce (financial planning) and a Diploma in Financial Planning.

Russell Scott – Chief Financial Officer / Chief Operating Officer

Russell is primarily responsible for the financial and administrative areas of the Spring Financial Group. He is a qualified Chartered Accountant and a highly experienced executive, having held senior finance and management roles in both public and private company environments.

Russell was a Consultant to MYOB, Head of Sales & Service Development in the AMP Group, General Manager of ReckonDocs, a member of the ASIC Business Advisory Committee and 10 years with PriceWaterhouseCoopers. He holds a Bachelor of Business (accounting), a Master of Commerce (marketing & organisational behaviour), a Diploma in Financial Services (financial planning), a Graduate Diploma in Applied Corporate Governance and a Diploma in Corporate Management. He is a Fellow Chartered Accountant, Fellow CPA and Fellow Chartered Secretary, a registered Tax Agent and approved ASIC auditor (companies & SMSFs).

Christopher Hall – Responsible Manager & Private Client Adviser

Christopher is a foundation ‘Responsible Manager’ of Spring Financial Group Pty Ltd and manages the Dealing Team for Spring Equities. He has extensive experience as a private client advisor, as well as market analysis, trade execution and equities desk management. He is licensed to market, deal, trade and advise both wholesale and retail customers in ASX equities, equity derivatives and margin lending.

Christopher has been a ‘Responsible Manager’ in equities trading businesses since 2009 plus over 10 years’ experience managing equities desks with thousands of retail clients and responsibility for maintaining and servicing retail and wholesale relationships for advisory services specialising in automation and options trading. He holds a Bachelor of Economics, a Diploma of Financial Services (financial planning), a Master Stockbroker (SDIA) and is an ASX-accredited adviser in equities, derivatives (ADA 1& 2) and margin lending.

Jessie Xu – Accounting & Tax Practice Manager

Jessie is the Practice Manager of Spring FG Accounting Pty Ltd. She is a Chartered Accountant, with more than 10 years’ experience in Self Managed Superannuation Funds and the provision and management of private client and small-to-medium business accounting and tax services.

Jessie was General Manager of CBD Wealth Accountants from 2010 until the merger of its business and operations with Spring FG subsidiary Spring FG Accounting Pty Ltd in 2014. Prior to this she worked with Moore Stephens Chartered Accountants (2004 – 2010), in the areas of Business Services, Superannuation and Tax. She holds a Master of Commerce, is a qualified Chartered Accountant and a registered Tax Agent.

Senior Management

Stefan Vadamootoo – State Manager – VIC

Stefan is the Victorian State Manager for Spring Financial Group Pty Ltd. He was one of the founding advisors and State Manager for Queensland and now State Manager for Victoria where he utilises his extensive knowledge base and unique hands-on approach to provide Spring clients with tailor-made financial solutions.

Stefan has dedicated the better part of a decade to tertiary (and post-graduate) education. He holds a Diploma in Financial Services, a Bachelor of Economics and a Bachelor of Applied Finance. Across his studies and his career Stefan has focused his efforts on mastering the most cutting-edge investment strategies and financial markets and economic theory.

Michael Oren – State Manager – QLD

Michael is the Queensland State Manager for Spring Financial Group Pty Ltd. He holds a Bachelor of Commerce with Honours in Finance, as well as a Diploma of Financial Planning.

Michael began in the company’s Graduate Recruit Program and through consistent client focus has gained the hands on experience required in his role as Queensland State Manager.

As State Manager, Michael works closely with our Queensland-based advisers to provide clients with strategic financial and investment solutions. Michael applies his unique skill set, client-focused nature and hands-on approach to help our clients achieve both their lifestyle and financial goals. Michael has extensive technical knowledge achieved through tertiary education, practical experience and a comprehensive understanding of the Queensland market.

David Tysoe – Senior Adviser & Team Leader – NSW & ACT

David is a Senior Client Adviser at Spring Financial Group Pty Ltd. He is a foundation employee of the group and team leader for the New South Wales Advisers. David is a specialist in investment advice, superannuation, wealth creation, retirement planning and tax effective strategies.

David has dedicated more than a decade towards study and post-graduate learning which has provided him with extensive technical knowledge with qualifications including an Advanced Diploma of Financial Planning, a Bachelor of Business (finance) and is a self-managed superannuation fund specialist.

Jack Standing – Manager - NSW Advice Team

Jack is a Manager of the NSW Advice Team and Head of the Medical Professionals Specialist Division. Having come through company’s Graduate Recruitment Program, Jack is now responsible for overseeing a team of NSW-based advisers while utilising his strong communication skills and broad knowledge base in strategy development, investment advice, retirement planning and superannuation to help Spring’s client’s achieve their lifestyle and financial goals.

Having devoted close to a decade towards education and study in the areas of finance and economics, Jack has developed a sound technical understanding and extensive knowledge of financial markets and investments (in both property and equities). He holds a Bachelor of Economics (Finance & Economics), an Advanced Diploma of Financial Planning and is an accredited Self-Managed Superannuation Fund specialist.

Ben Howarth– Manager – NSW Advice Team

Ben is a manager of the NSW advice team at Spring Financial Group Pty Ltd and a foundation employee of the group. Ben is an experienced adviser with considerable experience across all areas of financial advisory including financial planning strategies, investment advice (direct and indirect), superannuation, and retirement planning and wealth accumulation.

 Ben holds a Bachelor of Agricultural Economics, a Diploma of Financial Planning and is a self-managed superannuation specialist. Ben is a member of the Association of Financial Advisers (AFA) and also the SMSF Professionals’ Association of Australia (SPAA).

Our Advisers and Support Team

At Spring Financial Group we have assembled a team of advisors, accountants, technical and administrative support staff who share our passion for a Fresh Approach to financial services. Collectively our financial advice team has decades of experience in investments, superannuation, insurance and finance and hold relevant industry and tertiary qualifications.

Financial advisers will generally meet the ASIC set training standards by completing an approved training course that could take as little as two weeks to complete. This is described as being RG146 Compliant and opens the door to an adviser being authorised or licensed and to advising clients.

At Spring FG we have chosen to set the hurdle much higher. Our minimum requirement is that our advisers have completed a university undergraduate degree (or have a minimum of 10 years business experience) with several of our advisers holding double degrees and post graduate qualifications. This is in addition to the requirement for specific financial services qualifications such as holding a Diploma of Financial Planning.

Spring FG has also set above average ongoing education and training targets for all of our advisory staff throughout the year that are at least 30% higher than widely practised industry minimums. The Company also encourages and funds membership of professional financial services and SMSF specialist associations including The Association of Financial Advisers, SMSF Association, the Stockbrokers Association of Australia.

Corporate Directory

Corporate Head-Office
Level 11, 95 Pitt St
Sydney NSW 2000
Ph: 02 9248 0422
springFG.com
ABN 23 146 936 763‚ AFSL 391655

Share Registry
Boardroom Pty Limited
Level 7, 207 Kent Street
Sydney NSW 2000
02 9290 9600
www.boardroomlimited.com.au

Auditor
BDO
Level 11, 1 Margaret Street
Sydney NSW 2000
Ph: 0 2 9251 4100
bdo.com.au

Public Relations
Westbrook Financial Communications
Level 1, 17 Castlereagh Street
Sydney NSW 2000
Ph: 02 9231 0922
westbrookfin.com.au

Marketing Services
Ascender Design
194 Devonshire Street
Surry Hills NSW 2010
Ph: 02 8399 3233
ascender.com.au